Protect your property investment
with tailored property owner's
insurance
Property owner's insurance
At James Hallam we arrange bespoke Property Owners insurance for landlords, investors, property companies and commercial property owners across Gibraltar and Europe. Our experienced team works with leading insurers to secure comprehensive protection that reflects the unique risks of your portfolio.
From individual premises to multi-property portfolios, we will help you find cover that safeguards your buildings, rental income and long-term investment.
Insurance designed around your property portfolio
No two property portfolios are the same.
Whether you own:
- Commercial office buildings
- Retail units and shopping parades
- Apartment blocks
- Residential rental properties
- Mixed-use developments
- Industrial units and warehouses
- Purpose-built student accommodation
- Property investment portfolios
we will tailor an insurance solution to suit your requirements. As your portfolio grows, we will ensure your insurance continues to evolve with it.
Protect your property investment
Safeguard your commercial, residential, retail or mixed-use property against damage caused by fire, flood, storm, vandalism and other insured risks.
Protect your rental income
Business interruption and loss of rent cover can help protect your income if your property becomes uninhabitable or unusable following an insured event.
Reduce risk with expert support
Benefit from specialist risk management advice, property surveys and practical recommendations to help protect your buildings, tenants and long-term investment.
Let’s work together
Contact us for a consultation with one of our insurance specialists and experience for yourself how we can help you protect your personal assets or your business.
What property owner's insurance covers
A tailored policy protects your business from a wide range of property-related risks:
Property damage
Covers repairs or replacement costs for buildings, fixtures, and contents following fire, flood, or other insured events.
Business interruption and lost income
Compensates for loss of revenue and operating expenses while your property is being restored.
Natural disasters
Protection against storm, flood, earthquake, and other natural events that cause property damage.
General liability insurance
Covers injury or property damage claims made by third parties.
Business equipment and machinery
Protection for tools, machinery, and office equipment essential to your operations.
Legal fees
Covers the legal costs associated with claims or disputes relating to property damage or liability.
Rebuilding and replacement costs
Protection against claims arising from breaches affecting third-party systems.
Added value services
Complementary risk management survey
We arrange surveys focused on improving your property’s safety and risk controls - such as fire protection measures, security systems, and loss-prevention practices - to help you present a stronger risk to insurers.
Concierge claims support
Our dedicated claims service ensures you receive guidance and assistance when you need it most.
Tailored cover options
Choose from flexible cover types, including replacement cost or actual cash value, to match your business needs.
Our insurance solutions
Business
Professional Indemnity (PI) Insurance
Directors & Officers (D&O)
Property Owners
Contractors All Risks (CAR)
Commercial Combined
Cyber Insurance & Crime
Marine
Corporate Travel
Group Medical
Medical Malpractice
Terrorism
Specialised & Emerging Risks
Kidnap & Ransom
Employee Benefit Liability
Private Clients
Travel Insurance
Health Insurance
Car Insurance
Yacht & Aviation Insurance
Life Insurance for Estate & Tax Planning
Property & Content Insurance
Claims
Report a Claim
Emergency Claim Contacts
