Comprehensive protection for
construction projects,
from the first day on site through to
project completion and handover
Contractors All Risks insurance
Every construction project carries unique risks, from damage to works in progress and materials to third-party injury, delays, or unexpected events that can impact completion. Contractors All Risks insurance provides essential protection by helping safeguard your investment throughout the construction process, covering the physical risks associated with projects from start to finish.
We work closely with specialist insurers to provide tailored Contractors All Risk insurance solutions alongside complementary products, including Performance Bonds and Bid Bonds. We understand the complexities of the construction industry and help ensure your project has the right protection in place, giving contractors, developers, and businesses confidence at every stage.
From groundbreaking to completion
Cover for physical damage to works, materials, and equipment during construction.
Protection for all stakeholders
Comprehensive policies designed for contractors, developers, project owners, and financiers.
Specialist expertise
Benefit from our experience across projects of every scale, from private developments to major infrastructure builds.
What Contractors All Risks insurance covers
A Contractors All Risks insurance policy combines multiple forms of protection under one contract, safeguarding both your work and your liability:
Contract works
Covers damage to buildings and materials during construction from fire, flood, theft, vandalism, and other insured events.
Plant, machinery and tools
Protection for owned and hired-in construction equipment used on site.
Third-party liability
Covers injury or property damage claims made against contractors or project owners.
Professional fees and debris removal
Includes costs for architects, engineers, and site clearance following an insured loss.
Employer’s liability
Can be extended to protect against employee injury claims on site.
Natural catastrophes
Optional cover for earthquakes, storms, or floods affecting construction works.
Let’s work together
Contact us for a consultation with one of our insurance specialists and experience for yourself how we can help you protect your personal assets or your business.
Frequently asked questions
What types of construction projects can Contractors All Risks cover?
Contractors All Risks insurance can protect projects of all sizes and complexity - from private home builds and residential or commercial developments to major infrastructure projects such as bridges, tunnels, energy facilities, and shipbuilding.
Does Contractors All Risks insurance cover property management companies?
Yes – Contractors All Risks insurance policies can be tailored to protect property management firms, including portfolio and block insurance for apartment buildings and large residential developments.
What are Performance Bonds and Bid Bonds?
Performance Bonds guarantee that contractors will complete a project according to contract terms, while Bid Bonds demonstrate financial credibility when tendering for work. We can arrange these alongside your Contractors All Risks insurance to give clients, financiers, and regulators peace of mind.
Our insurance solutions
Business
Professional Indemnity (PI) Insurance
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Contractors All Risks (CAR)
Commercial Combined
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Group Medical
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Terrorism
Specialised & Emerging Risks
Kidnap & Ransom
Employee Benefit Liability
Private Clients
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