Protect your company’s leadership
and their personal assets from costly
lawsuits alleging mismanagement
or wrongful acts
Directors & Officers Liability insurance
Directors and Officers (D&O) insurance is an essential protection for directors, officers, and trustees of private companies, SMEs, and non-profit organisations. Those in leadership positions are increasingly exposed to personal liability risks, with claims potentially arising from decisions, actions, or alleged failures made while carrying out their responsibilities. Without appropriate protection, individuals may face significant legal costs and personal financial exposure.
D&O insurance provides cover designed to protect the personal assets of directors, officers, and trustees against claims brought against them in relation to their management decisions and professional duties. This can include allegations of negligence, breach of duty, errors in judgement, regulatory investigations, and other legal actions connected to their role.
We understand the importance of giving business leaders confidence to make decisions without the constant concern of personal financial risk. We provide tailored D&O insurance solutions that reflect the unique needs of your organisation, helping protect the individuals responsible for guiding its future while ensuring access to expert support when it matters most.
Whether you operate a growing SME, a private company, or a non-profit organisation, the right D&O cover can provide valuable reassurance by protecting your leadership team and strengthening your organisation’s overall risk management strategy.
Shield your leadership team
Ensure directors and officers can make decisions confidently, knowing they are protected against personal liability risks. D&O insurance provides reassurance by helping safeguard personal assets and offering support with legal costs and claims arising from their professional responsibilities.
Protect your company
Extend protection to the company itself when it faces claims alongside its directors or officers. D&O insurance helps protect your organisation against the financial impact of legal costs, investigations, and claims, supporting business stability during challenging situations.
Attract and retain top talent
A robust D&O policy demonstrates your commitment to protecting executives and creating a supportive environment for senior leaders. By providing valuable protection, businesses can strengthen their reputation and attract high-calibre directors, officers, and trustees.
Let’s work together
Contact us for a consultation with one of our insurance specialists and experience for yourself how we can help you protect your personal assets or your business.
What D&O insurance covers
A comprehensive policy protects against a range of leadership-related risks:
Shareholder lawsuits
Claims alleging mismanagement, reporting errors, or breaches of fiduciary duty.
Regulatory investigations
Defence costs arising from enquiries by government agencies or regulatory bodies.
Employment practices claims
Claims of wrongful termination, discrimination, or harassment brought against directors or officers.
Creditor actions
Legal action from creditors if the company faces financial difficulties.
Entity cover
Protection for the company when it is named alongside its directors and officers.
How D&O insurance works
A standard D&O policy is structured into three parts to ensure comprehensive protection:
Personal protection
Covers directors and officers personally when the company cannot indemnify them.
Reimbursement
Reimburses the company for defence costs paid on behalf of its directors and officers.
Entity cover
Protects the company itself, particularly for securities-related claims or investment-focused disputes.
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